Employer Sponsored Financial Wellness
Give your employees investment tools and financial guidance to help them thrive. We partner with employers to manage their company retirement plan and provide ongoing financial coaching to their employees.
MINIMIZE RISK
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EQUIP EMPLOYEES
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GROW YOUR BUSINESS
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Our Retirement Plan Specialists can help.
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We believe the humans that make your company GO are its most valuable resources. That’s why it is crucial to provide incentives to keep your staff engaged and growing. Having a 401(k) plan is a critical factor in attracting and retaining talent; however, managing your employee retirement plan on your own can feel daunting.
Our retirement plan professionals understand this challenge, which is why we step in to help remove this burden from business owners. However, we go far beyond 401(k) management. We also provide education on financial planning, debt counseling, student loan repayment, and emergency fund saving. |
Decades of experience helping employers manage their company retirement plan Accredited Investment Fiduciary (AIF®) Over $470 million assets under advisement, supported by a $3 billion RIA firm* Fee-only compensation model that aligns interests and promotes trust. Independently owned and operated *as of 3/31/21
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We help employers.Managing your company’s retirement plan on your own can feel daunting. That’s why we come alongside you and partner as co-fiduciary. Carnegie will act as your ERISA 3(21) OR 3(38) advisor. Your Retirement Plan Specialists (RPS) will simplify the complexities of retirement plan management, so you have confidence you’re on the right track, doing all you can financially for the hardworking people you employ.
Your Retirement Plan Specialist will develop detailed investment plan policies and disclosures, which will help mitigate compliance risk and personal liability. They’ll then thoroughly research and recommend the best retirement plan solutions for your company while seeking to minimize cost and enhance employee benefits—all the while guiding you step by step throughout the process. With your company’s retirement plan handled, you have more time to focus on growing your business. |
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A poor employee retirement plan can cause your business problems...
ERISA regulatory risks
Financially stressed employees
Personal liability expenses
Lower productivity in the workplace
High employee turnover
Failure to attract talent and more...
Financially stressed employees
Personal liability expenses
Lower productivity in the workplace
High employee turnover
Failure to attract talent and more...
We help your employees.Your employee’s retirement plan will be well managed, but what about their financial wellness today? Many employees struggle to pay unexpected bills, let alone building an emergency fund. This financial stress can cause employees to be absent, fall behind, or burnout – and many times, employers are unaware of the personal economic issues they’re experiencing. Demonstrate your interest in their long-term financial well-being by offering ongoing support and education.
We provide educational programs that empower people to take hold of their financial lives. Your Retirement Plan Specialist will host group and individual coaching sessions to discuss retirement plan features, financial planning, and money management. Employees will have access to your Retirement Plan Specialist for ongoing financial guidance. We monitor and measure success over time to celebrate goals reached and offer additional advice. When your employees have financial peace, they are more likely to be more focused and increase productivity. |
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Are you looking to change financial advisors?
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Finding an individual or firm who is working in your best interest is crucial. Enclosed in our eBook are four questions we recommend you ask any prospective group you review. Plus, you'll learn: The difference between fiduciary and suitability standards Learn how some advisors may not be required to work in your best interest Be aware of various types of hidden costs The importance of third party custodians The difference between fee-based and fee-only Download Now - It's Free |
At Carnegie Investment Counsel, we know you are proud of the business you have built.You want to attract and retain the best employees. In order to do that, you need an effective and easy-to-manage retirement plan. The problem is retirement plans can be cumbersome and complicated, which can make you feel ineffective as a plan sponsor.
We believe business owners shouldn’t have to manage the complexities of their retirement plan alone.We understand the frustrations of devising a company retirement plan. Our experienced team of Retirement Plan Specialists works as a fiduciary to relieve you of the burden of plan responsibilities. As an Accredited Investment Fiduciary (AIF®), we help mitigate financial and legal liability. Plus, we assist with proper policies and procedures to keep you compliant.
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SCHEDULE A COMPLIMENTARY
CONSULTATION We learn about you and your company, then analyze your current retirement plan situation. |
DISCUSS YOUR GOALS
AND DEVELOP A CLEAR PLAN We design a plan to help minimize risk and optimize for employee financial success. |
IMPLEMENT YOUR PLAN
WITH CONFIDENCE We begin executing plan transition and coordinating educational events for your employees. |