Douglas Warzinski, CFP®, CIMA®

Douglas Warzinski, CFP®, CIMA®
SVP, Retirement Advisor
Canonsburg, PA

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Doug Warzinski, CFP®, CIMA®, is SVP, Retirement Advisor with Carnegie Investment Counsel. He helps corporate clients and retirement plan participants with their qualified retirement plan and wealth management needs.
 
Doug works closely with business owners who offer retirement plans to their employees. He advises them though retirement plan design and investment decisions. He also works directly with plan participants; using an outcome-based approach to help them plan for and achieve a dignified retirement. 
 
Doug has more than 20 years of experience in retirement plan design and wealth management services. Doug received his bachelor's degree in Business Administration (BBA) with a Marketing Major from Ohio University. Additionally, he has attained the Certified Investment Management Analyst designation and Certified Financial Planner designation.
 
Doug is married with two daughters. He spends his free time coaching the girls’ soccer teams and caring for the family Bernedoodle named Penny.

Blogs by Doug Warzinski

About the CFP Certification

The CFP® certification is a voluntary certification; no federal or state law or regulation requires financial planners to hold CFP® certification. It is recognized in the United States and a number of other countries for its (1) high standard of professional education; (2) stringent code of conduct and standards of practice; and (3) ethical requirements that govern professional engagements with clients. Currently, more than 71,000 individuals have obtained CFP® certification in the United States.

To attain the right to use the CFP® marks, an individual must satisfactorily fulfill the following requirements:

• Education – Complete an advanced college-level course of study addressing the financial planning subject areas that CFP Board’s studies have determined as necessary for the competent and professional delivery of financial planning services, and attain a Bachelor’s Degree from a regionally accredited United States college or university (or its equivalent from a foreign university). CFP Board’s financial planning subject areas include Item 2: Educational Background and Business Experience insurance planning and risk management, employee benefits planning, investment planning, income tax planning, retirement planning, and estate planning;
• Examination – Pass the comprehensive CFP® Certification Examination. The examination includes case studies and client scenarios designed to test one’s ability to correctly diagnose financial planning issues and apply one’s knowledge of financial planning to real world circumstances;
• Experience – Complete at least three years of full-time financial planning-related experience (or the equivalent, measured as 2,000 hours per year); and
• Ethics – Agree to be bound by CFP Board’s Standards of Professional Conduct, a set of documents outlining the ethical and practice standards for CFP® professionals.

​Individuals who become certified must complete the following ongoing education and ethics requirements in order to maintain the right to continue to use the CFP® marks:

• Continuing Education – Complete 30 hours of continuing education hours every two years, including two hours on the Code of Ethics and other parts of the Standards of Professional Conduct, to maintain competence and keep up with developments in the financial planning field; and
• Ethics – Renew an agreement to be bound by the Standards of Professional Conduct. The Standards prominently require that CFP® professionals provide financial planning services at a fiduciary standard of care. This means CFP® professionals must provide financial planning services in the best interests of their clients.

CFP® professionals who fail to comply with the above standards and requirements may be subject to CFP Board’s enforcement process, which could result in suspension or permanent revocation of their CFP® certification.
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